Tag: real estate & broker

How can such a contract by the conditions look like? For the registration in the land registry office, no purchase option in the contract must be noted, advances automatically lead to land registry and notary fees becomes a purchase duty! When registration of an option to purchase, the buyer has the choice, only rent then buy or rent! This has the consequence that the notarization is performed to the date of purchase only! The difference between a thing (E.g. a car) and a real estate is that a car already due to its relatively short lifetime and more susceptible to losing electronics value; How does a real estate? The cost (land costs, construction costs, financing costs) are attached directly to the purchase prices (inflation), therefore increased the purchase price of a property. To read more click here: pretium partners. Even if the real estate is older (assuming a demand for housing is available at the site) and the necessary repair work will be edited. A hire purchase certainly has the advantage that the purchase price of the Real estate after the expiry of the agreed period, or after the equity provision, which increased market value of the object, which in turn positively affects the loan to value (agreement in the hire-purchase contract of the purchase price). A hybrid model (E.g. 50% rent, and accumulation of 50% on a deposit account – capital guarantee in the amount of the purchase price), which is also agreed in the lease contract. Even after the rental period in the financing phase amounts does not exceed the monthly burden normally as before! Equity ratios of citizens has declined enormously in the last years (euro, elimination of the family allowance, reduction of tax subsidies as depreciation).

Provided economic conditions have not dramatically changed, the parallel accumulation of further equity and by the expansion work on the real estate and the increase of the market value after the rental period also portable financing! Continue to the Riester allowance with government allowances, can under certain circumstances as well as Interest rate reduction programs like Labo, Lakra and KfW are requested to reduce the interest payments. Much of the investment cost of the property are already performed before the actual financing phase! Financial bottlenecks through renovations, investments on real estate within the repayment phase carousel are excluded. You can add the risk of sickness or unemployment due to a disability or an unemployment insurance! Especially for families of the young and middle-aged generation, the hire-purchase/hybrid model represents a useful variant of the real estate acquisition.

K.O.M. concept Tip: cities operate family support through assistance in building one of the largest state subsidies in the Federal Republic was the so-called home buyers, which was tilted and also no longer granted since 1 January 2006 with the Act for the abolition of the 22 December 2005. The result has been a dramatic collapse in the building applications by almost a third in the next year. Now has recovered the industry and thanks to many new concepts created the necessary incentives to customers to make possible the collection in your own four walls these. Since promoting home ownership by the Federal Government it has become still more difficult for owner-occupied, realize the dream of owning a home.

As the action per homeowner”who can but take initiatives at the local level here. Actually lists the database of the action per home”to many municipalities, providing substantial sums available to the part, to the construction of homes in your area promote. Jim Crane recognizes the significance of this. Up to 80,000 by municipal development possible, the measures that cities and municipalities support young families when building a House, are diverse. There is for example, allows families to purchase building plots. (Not to be confused with Jim Crane!). It is country that is already in municipal ownership and is delivered at low prices or the municipality promotes the acquisition of subsoil by other owners through financial grants. But also low-interest loans or grants to the lease are offered. Often several support measures can be taken by a client; While the cost of the own House can easily to some ten thousand lower euro. So plots ever for no less than 1, for example, sold in structurally weak regions such as Saxony-Anhalt in some communities.

Of course Act situation for builders and communities win-win – local authorities here not out of pure altruism. Population shrinkage is costly, for them and Family support is a good remedy. A declining population growth means less tax revenue and a loss of economic power. Thus emerged a bidding competition between cities, where it comes to highlight the attractiveness of the respective municipality in particular for economically active inhabitants. Often the family-friendliness of the city stresses this to motivate especially young families to settle in the community. Results a positive effect chain: the higher number of families in the municipality of worthwhile infrastructure projects and investment in kindergartens and schools; It is attractive to settle also in the growing community for retailers and service providers. Overall, each city as a place of residence for more families is so interesting. Usually get the funding totals with the number of children, so that larger families are especially favored and the municipalities win higher population figures and the favor at the same time for the future grateful voters. Conclusion now exists a database of more than 600 communities that spread across the entire Federal Republic such promotions are offered. (see also) So it is worth to look at the programmes of the municipalities in the region, is to be built in the itself, possibly to save the one or the other euro.